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Skip to footer Mortgage Calculators Get Prequalified See Rates Now Find a Branch or Mortgage Loan Originator Apply Now Buy a Home Start Here to Buy a Home Types of Loans Get Prequalified Conventional Loans USDA Home Loans FHA Loans VA (Veterans Affairs) Loans Reverse Mortgage Jumbo Loans Renovation Loans Bank Statement Programs Construction Loans Investment Property Programs Refinance Start Here to Refinance Types of Loans Get Prequalified Conventional Loans USDA Home Loans FHA Loans VA (Veterans Affairs) Loans Reverse Mortgage Jumbo Loans Renovation Loans Bank Statement Programs Construction Loans Investment Property Programs Why USA Mortgage Culture Employee Owned Leadership DAS Gives News & Media Learning Center Resources & Articles Ultimate Home Buyers Guide Ultimate Guide to Refinancing The Ultimate Guide to Renovation Loans Make a Payment Contact Us Join Us Let’s Connect Learn More The Home of Possibility. Completely employee-owned, we’re driven with a passion for always improving the mortgage process by finding the right types of loans, with rates that work for you. You can be sure that we have a real stake in providing you with the best loan experience possible. We enjoy what we do, and are committed to making it enjoyable for you. We’re here for you, 24/7, and we will always close your loan on time. That’s our promise. So, what brings you here today? Buy a Home Refinance a Home What do we do? At USA Mortgage, we find the home loan rates that work for you. That’s it. You don’t want a more expensive rate. Or even an okay rate. No, you want the best rate, the one that works for you. So that’s what we’re focused on. Purchasing a home is a large investment – it’s kind of a big deal, financially and emotionally. So, we want you to lean on us as we find the rates that work for you and make that purchase a reality. See Rates Now How do we do it? Simple: we find the right home loan for you. Want to know one way we make it enjoyable? We keep it simple, with a small number of steps to get you from here to closing day and into your new home. Get a look into how we do it with this short video, Home Refinance Loan Process.” 01. + - Pre-Qualification and Documentation Here we go, the first step. It starts with completing an application, either online or with the assistance of a loan officer. After that, your friendly neighborhood officer will help you determine which program is the best for you and what you need to move forward. 02. + - Start Shopping for your New Home Yes! See, we told you, this is fun! Now you’re on the hunt for the perfect place to call home. A real estate agent can spot any issues and make sure you’re aware, as well as secure the best terms and price for you, when you do find something. 03. + - Begin the Loan Process With a sales contract agreed upon, everybody’s on the same page. Now the Mortgage Loan Originator begins to work on the best options and terms, then provides you with an estimate. 04. + - Inspection and Appraisal This is when you really want to get up close and personal. With a thorough examination of the home, an inspector will check over the build, structure, materials and any defects or items you will want to know about. Then it’s time for appraisal. 05. + - Conditional Approval You! Are! So! Close! At this point, the underwriter will review all the documentation. If it meets the minimum requirements, they’ll issue a conditional approval.” 06. + - Final Approval and Closing And here we are… with final sign-off, you’re clear to close. We’ll get the paperwork ready for you to sign, then we’ll move the money to the title company to pay for your home. High-fives all around! Where to get started There are a lot of loan options – let’s find the right one for you. We don’t just turn around and offer the same, generic loan to everyone, over and over. We work with you to find the loan that fits your goals, your plans, your visions, your wildest dreams… in other words, the right one for you. Conventional Loans FHA Loans Jumbo Loans USDA Home Loans VA Loans (Veterans Affairs) Additional Loan Programs Possibility starts here. Get approved for your mortgage. It may be hard to believe, but in just a few clicks, a new home or mortgage savings could be yours. Whether you’re looking for a rate that works for you or searching for your local branch, there’s no commitment. Get started today! Request a Rate Find a Branch Stay in the know with our Learning Center Visit Learning Center The Ultimate Guide to Buying a Home Read More The Ultimate Guide to Refinancing a Home Read More The Ultimate Guide to Renovation Loans Read More Visit Learning Center What our clients have said I just appreciated being walked through the whole process. This was my first home and I had no clue on what to do and her whole team was very informative Vera N 8/16/2021 Read More Reviews Footer Call Us Today at 888-250-6522 Popular Loan Programs Conventional Loans USDA Home Loans FHA Loans VA (Veterans Affairs) Loans Reverse Mortgage Jumbo Loans Renovation Loans Bank Statement Programs Construction Loans Investment Property Programs Company Culture Employee Owned Customer Reviews News & Media Legal & Regulatory Accessibility Statement Terms & Conditions SMS Opt Out Resources Learning Center Frequently Asked Questions Mortgage Calculators Ultimate Home Buyers Guide Ultimate Guide to Refinancing The Ultimate Guide to Renovation Loans Make a Payment File a Complaint More Resources DAS Gives Careers Today’s Rates Contact Us Branch Locations Find a Mortgage Loan Originator ©2004-2024 Sitemap Cookie Policy Information Security Policy Privacy Policy DAS Acquisition Company, LLC NMLS # 227262 NMLS Consumer...